Private Clients Insurance
Bespoke protection for individuals with high-value assets and more complex insurance needs.
Protecting What Your Fortune Is Built On
Private Clients Insurance is a bespoke insurance solution designed for individuals with high-value assets and more complex insurance requirements. It provides tailored protection for luxury homes, contents, jewellery, fine art, antiques, collections, and multiple properties, ensuring that valuable possessions are properly covered.
Unlike standard home insurance, Private Clients Insurance offers higher levels of cover, broader policy features, and more flexible terms to reflect your lifestyle and individual needs. It can also include worldwide cover for personal belongings, family travel protection, and specialist cover for items that may require agreed valuations or unique underwriting considerations.
In addition to enhanced cover, private client policies often provide a more personalised service, including dedicated claims handling and access to specialist risk management advice. Whether you own a single high-value property or a diverse portfolio of assets, Private Clients Insurance is designed to deliver comprehensive, discreet, and flexible protection tailored around you.
Full Protection
Cover for buildings, contents, and all risks, with higher limits than standard home insurance.
Built Around You
Every policy is built around your lifestyle, assets, and individual requirements.
Worldwide Cover
Worldwide protection for personal belongings, family travel, and high-value items.
What's Included
A Private Clients policy can be arranged to include the following areas of cover.
Buildings & Premises
Contents
Legal Expenses
Home Emergency
Jewellery
High Value Items
Fire, Flood & Storm
Theft & Vandalism
Why Insure Your Assets With Us
Cover That Fits
Every policy is designed around your specific business, assets, and risks. No off-the-shelf solutions — just cover that fits.
Quick Claims Support
When something goes wrong, you need fast action. I handle claims personally and work to get you back on your feet as quickly as possible.
Competitive Premiums
Access to leading UK insurers means I can negotiate competitive rates without compromising on the quality of your cover.
Is Private Clients Insurance Right for You?
Private Clients Insurance is designed for individuals and families with valuable assets and more complex needs, including:
- Owners of high-value or listed homes
- Collectors of fine art and antiques
- Owners of jewellery and watch collections
- Individuals with multiple properties
- High-net-worth individuals and families
- Owners of classic and prestige vehicles
- People with significant worldwide belongings
- Landlords with second homes
- Individuals needing agreed valuations
Frequently Asked Questions
Explore Our Other Services
Residential Property Owners Insurance
Protection for your premises, loss of rent, and property owners’ liability.
Commercial Property Owners Insurance
Protection for your premises, loss of rent, and property owners’ liability.
Terrorism Insurance
Protection against loss or damage to your property and business resulting from acts of terrorism.
Protect What Matters Most
Get in touch for a free, no-obligation private clients insurance quote.